• 2nd Mortgage

    second mortgage

Home Equity Line of Credit

  • Credit lines from $10,000 - $250,000+
  • We offer 90% financing
  • No closing costs with qualifying draw. A full appraisal is required, to be paid by the borrower)
  • Interest-only payments available
  • Interest paid may be tax-deductible (consult your tax advisor for eligibility)

If you’re ready to apply for your Home Equity Line of Credit with Georgia United, download our easy-to-complete checklist (PDF)  to help you complete the application process at warp speed!

Click here to apply

Fixed Rate 2nd Mortgage

We offer fixed-rate second mortgages on primary residences and second homes with loan-to-value up to 100% for Primary Residence only and 90% for second homes. This loan is one of the fastest ways to secure cash for home improvements, debt consolidation, and more.

  • Second mortgages available for primary residences, second homes or vacation homes
  • This loan is one of the fastest ways to secure cash
  • Fixed rate is set daily by the market and has a term of 1-15 years
  • 100% Financing available on primary residence and 90% for 2nd Home
  • No closing costs, other than the appraisal fee, which is to be paid by the borrower
Click here to Apply

*All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
*Subject to credit approval.