• Auto

Auto Loans

1.69%**

Terms up to 60 months (APR)

Shift your dreams into drive with an easy, affordable auto loan from Georgia United.

What can a Georgia United Auto Loan do for you?

  • No application fee
  • No prepayment penalties
  • Up to 100% financing
  • Terms up to 72 months
  • Loan Protection Plans offered

When you’re ready for the keys to your dream auto, trust Georgia United to help you maximize value and minimize hassle. We’ll help you determine whether it’s best for you to take advantage of a manufacturer rebate or low-interest financing. What’s the difference? A rebate reduces your total loan balance; low-interest financing reduces your monthly payment. We’ll help you consider the price of your vehicle, available interest rates and rebate sizes to find the deal that’s right for you.

Our auto buying service Auto Assistance of Georgia is yet another perk of letting Georgia United assist you with your next vehicle purchase. Let us help you “accelerate” the process of locating the perfect new or used vehicle. We have proven success with negotiating prices on your behalf at most local new auto dealerships. A team member will work with you to determine what kind of vehicle you’re looking for, along with any extras you’re hoping to add. They’ll provide you with both the sticker and invoice prices for your vehicle, as well as any applicable rebates. Finally, they’ll locate the dealership that offers the best price on the vehicle you’ve chosen. In most cases, the discount price you are eligible for with Auto Assistance of Georgia will save you both the hassle of negotiating and dollars off the sticker price.

Contact Auto Assistance of Georgia at 770-476-6400, ext. 6471.

See Auto Rates!

All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
*Subject to Credit Approval; APR = Annual Percentage Rate

New, Used or Refinanced Auto Loans

A new, used or refinanced auto loan from Georgia United can help you get moving on the road to vehicle ownership. Members who qualify can borrow up to 100 percent of the purchase price of a new auto, with terms up to 72 months for vehicles over $30,000. (i.e. estimated monthly payment of $28.64 per $1,000.00 borrowed at 1.99% for 36 months)

For used autos, we will finance qualified buyers up to NADA values, with terms up to 60 months on most vehicles.

Georgia United offers both warranty coverage and GAP coverage (protection designed to cover the difference between the value of your auto at the time it's totaled and your outstanding loan balance). Qualified members are also eligible for debt cancellation*, meaning that debt will be paid in the event of disability, death or loss of employment. Contact us for more information. 

* Claims subject to approval

Apply for an Auto Loan!

Recreational Vehicles

Make the most of that weekend getaway with a new motorcycle, boat, or RV. With a loan from Georgia United you can turn that dream road trip you’ve had planned into a reality. We offer affordable monthly payments and can pre-qualify you before you shop. With Georgia United, you can be confident that you’re getting the best possible deal.

Georgia United offers both warranty coverage and GAP coverage (protection designed to cover the difference between the value of your vehicle at the time it's totaled and your outstanding loan balance). Qualified members are also eligible for debt cancellation*, meaning that debt will be paid in the event of disability, death or loss of employment.

* Claims subject to approval

Loan Protection Plans

Debt Cancellation*

Georgia United offers Debt Cancellation for qualified members, meaning that subject to approval, the debt will be paid in the event of disability, death or loss of employment.

* Claims subject to approval

Extended Warranty*

Extended Warranty is an optional protection program that offers members the opportunity to add additional warranty and mileage coverage to their vehicles that are financed with Georgia United.

Some of the Benefits of Extended Warranty include:

  • No deductible
  • Nationwide Coverage
  • 30 day money back guarantee
  • Emergency road-side service

* This section is intended to provide basic information regarding Extended Warranty; complete terms and provisions are contained within each of the plans. Please ask us for more details about Extended Warranty.

Guaranteed Asset Protection (GAP) Coverage

GAP is designed to relieve the borrower(s) from the responsibility to repay the remainder of the loan balance not covered by their primary insurance when a vehicle is totaled or stolen.

Some of the Benefits of GAP Coverage include:

  • Low cost protection
  • Eliminates the out-of-pocket expense for the remaining loan balance after loss settlement
  • Helps the borrower avoid financial hardship and afford a replacement vehicle
  • Helps protect the borrower’s credit rating



* All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.*Subject to Credit Approval; APR = Annual Percentage Rate