• Rates


Autos, Trucks, and Vans

Type Annual Percentage Rate Estimated Monthly Payment Per $1000
12 Months 1.24%** 12 Months/ $83.91 per $1,000
24 Months 1.49%** 24 Months/ $42.32 per $1,000
36 Months 1.69%** 36 Months/ $28.51 per $1,000
48 Months 1.69%** 48 Months/ $21.56 per $1,000
60 Months 1.69%** 60 Months/ $17.39 per $1,000
72 Months 1.99%** 72 Months/ $14.75 per $1,000
84 Months 1.99%** 84 Months/ $12.77 per $1,000
Autos, Trucks, and Vans
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Motorcycles

Type Annual Percentage Rate Estimated Monthly Payment Per $1000
12 Months 1.24%** 12 Months / $83.91 per $1,000
24 Months 1.49%** 24 Months / $42.32 per $1,000
36 Months 1.69%** 36 Months/ $28.51 per $1,000
48 Months 1.69%** 48 Months/ $21.56 per $1,000
60 Months 1.69%** 60 Months/ $17.39 per $1,000
72 Months 1.99%** 72 Months/ $14.75 per $1,000
Motorcycles
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Share Certificate Interest Rates

Dividends Dividend Rate Annual Percentage Yield
3 Month (91 Days) 0.20% 0.20%
6 Month (182 Day) 0.30% 0.30%
1 Year 0.40% 0.40%
2 Year 0.60% 0.60%
4 Year 1.05% 1.06%
5 Year 1.30% 1.31%
Share Certificate Interest Rates
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IRA Rates

Type Dividend Rate Annual Percentage Yield
1 Year 0.40% 0.40%
2 Year 0.60% 0.60%
4 Year 1.05% 1.06%
5 Year 1.30% 1.31%
IRA Rates
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Share Draft Dividends

Account Dividend Rate Annual Percentage Yield
Quality Share Draft 0.05% 0.05%
Premier Share Draft 0.10% 0.10%
Share Draft Dividends
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Share Rates, Contributory IRA Rates

Dividend Rate Annual Percentage Yield
Deposits of $100 - $999.99 0.10% 0.10%
Deposits of $1,000 - $4999.99 0.15% 0.15%
Deposits in excess of $5,000 0.20% 0.20%
Share Rates, Contributory IRA Rates
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Sterling Fund Rates

Annual Dividend Rate Annual Percentage Yield
Deposits of $0.01 - $9,999.99 0.20% 0.20%
Deposits of $10,000 - $24,999.99 0.25% 0.25%
Deposits of $25,000 - $49,999.99 0.30% 0.30%
Deposits in Excess of $50,000 0.35% 0.35%
Sterling Fund Rates
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Other Credit Items

Type Annual Percentage Rate Estimated Monthly Payment Per $1000
VISA Gold 12.84% 3% of Balance
VISA Platinum Bal. Transfer 9.9% 3% of Balance
Personal Loan/Closed End 9.24%** 12 month/$87.58 per $1,000
Revolving Zip Open End 9.24%** $20/$500 balance
Share, Maximum Financing: 5 Years 3.0% Above Rate Call for Quote
Share Certificate (for the term of the Certificate) 3.0% Above Rate Call for Quote
New Boats/RV's/Motor Homes+ As low as 3.99%** 12 month/$85.16 per $1,000
Used Boats/RV's/Motor Homes+ As low as 3.99%** 12 month/$85.16 per $1,000
Mortgage Loans Home Equity Lines of Credit Please contact Georgia United's Mortgage Department at (770) 476-6400 ext. 6850 for our current rates.
Other Credit Items
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Fee Schedule

Fee Schedule
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All rates are subject to Change and these rates are Georgia United Credit Union's best rates for qualified members. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.



+ Maximum Terms: Pop-Ups,Campers, and Personal Watercraft - 60 Months; RV's, Boats, and Motorhomes - 180 Months